Free Training: Identify and Refer At-Risk Colleagues
Learn to recognize signs that someone may be considering suicide and guide them to seek professional help. This training saves lives, and the AVMA provides it free of charge to all veterinary students and veterinary professionals.
Learn how to accurately assess the financial status of your veterinary practice. Here’s a tip: it’s not just about income!
Finances play an important role in determining whether a job is the right fit for you. AVMA's JobFIT tool shows cost-of-living, median household income, and housing cost data side-by-side with job offerings to help give you the full picture.
Calculate the additional costs you might not have thought about when considering a car purchase.
Use this calculator to determine how long it will take to pay off your credit card debt.
If you’re having a difficult time repaying your veterinary student loans, it’s important to know your options.
Get the answers to your toughest career questions as you begin your new veterinary career.
Knowledge is power and checking in is a good thing. Start with the U.S. Department of Education's Federal Student Aid site. You can view your personal loan information, get live chat help, and see the latest updates.
The VIN Foundation Student Loan Simulator helps you choose or update the repayment plan that best aligns with your goals. Run "what if" scenarios to see how repayment works and how life choices you may make can impact your plan.
On March 26, 2025, after a temporary pause, the U.S. Department of Education once again made the online application form available for eligible borrowers to apply for the Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Income-Contingent Repayment (ICR) plans for federal loan repayment. The online loan consolidation application also was reposted. The Saving on a Valuable Education (SAVE) plan remains on hold, and borrowers enrolled in SAVE are in a general forbearance unless otherwise notified. For more information on the available income-driven plans and the implications of the SAVE forbearance, see the announcement and FAQs on the Federal Student Aid website.
The AVMA is engaging with lawmakers in Washington and working with student debt experts to prepare materials to help veterinary students and veterinarians navigate the evolving federal student loan landscape. Meanwhile, borrowers who are already enrolled in income-driven plans, including those pursuing Public Service Loan Forgiveness (PSLF), are advised to document and retain all information related to their student loans, including repayment history.