You mastered veterinary school, and you’re building a rewarding and successful career as a veterinarian. Use these tools to stay on the road to financial health, so you can build for your future without sacrificing quality of life.
The AVMA Veterinary Salary Estimator uses historical data trends to provide you with approximate salary ranges that can help guide pay negotiations, budgeting, and financial planning.
Are you planning to ask for a raise? Thinking about a new job or different career path? Our salary estimator lets you easily explore different scenarios. It’s built specifically for veterinarians in the first 10 years after graduation.
Is it better to rent or buy a home? Lease or buy a car? How quickly can you pay off your credit card? Check out these tools to help answer these questions and organize your finance plan to meet your goals.
This veterinary-specific tool helps you build a personalized profile of your finances so you can evaluate potential salaries, expenses, loans and savings strategies.
Use this calculator to determine how long it will take to pay off your credit card debt.
Renting vs. buying: It’s a big decision. This helpful calculator walks you through all the factors you need to consider.
Finances play an important role in determining whether a job is the right fit for you. AVMA's JobFIT tool shows cost-of-living, median household income, and housing cost data side-by-side with job offerings to help give you the full picture.
Your finances need monitoring and maintenance just like your patients do. Track your expenses, invest in your future, and stay on the road to financial health.
Understanding the basics of running a business can help you in many ways, even if you don’t want to become a practice owner. Get started with this 20-minute video.
Don’t overlook your financial wellbeing! Check out veterinarian and attorney Dr. Lance Roasa’s 20-minute video to learn ways to improve your financial know-how.
The best expense tracker is the one that you're most likely to use consistently. Explore some of the most popular app options here.
Whether you’re an associate, medical director, or owner, understanding what makes a business successful is as critical as providing high-quality patient care—because it’s what keeps the practice thriving.
From business plan templates, to profit-loss and market share calculators, to performance review forms, AVMA's practice management center has the tools you need to build and manage a successful business. Don’t miss the monthly newsletter with practice management tips!
Whether your interests are client communication, technology, or practice finances, the practice management courses on AVMA Axon® will help you build the skills and processes needed to contribute to a successful veterinary business.
Telehealth can be a powerful tool to give your practice a productivity boost. Go here for practical advice on how to get started, ideas to implement, and the most up-to-date guidelines for responsible use.
Managing student debt can feel overwhelming and even a little scary. All you need to know about student loans starts here.
On March 26, 2025, after a temporary pause, the U.S. Department of Education once again made the online application form available for eligible borrowers to apply for the Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Income-Contingent Repayment (ICR) plans for federal loan repayment. The online loan consolidation application also was reposted. The Saving on a Valuable Education (SAVE) plan remains on hold, and borrowers enrolled in SAVE are in a general forbearance unless otherwise notified. For more information on the available income-driven plans and the implications of the SAVE forbearance, see the announcement and FAQs on the Federal Student Aid website.
The AVMA is engaging with lawmakers in Washington and working with student debt experts to prepare materials to help veterinary students and veterinarians navigate the evolving federal student loan landscape. Meanwhile, borrowers who are already enrolled in income-driven plans, including those pursuing Public Service Loan Forgiveness (PSLF), are advised to document and retain all information related to their student loans, including repayment history.
The VIN Foundation Student Loan Simulator helps you choose or update the repayment plan that best aligns with your goals. Run "what if" scenarios to see how repayment works and how life choices you may make can impact your plan.
Knowledge is power and checking in is a good thing. Start with the U.S. Department of Education's Federal Student Aid site. You can view your personal loan information, get live chat help, and see the latest updates.
If you’re having a difficult time repaying your veterinary student loans, it’s important to know your options.
Insurance is a necessity to protect yourself and for peace of mind as you progress in your career. Explore all your options through the AVMA insurance trusts.
Thinking of becoming a practice owner? Did you know AVMA PLIT also offers business insurance? That's right! In addition to your malpractice and license defense insurance, you can also have amazing veterinary-specific coverage for your business. Review your options for professional liability, business insurance and insurance for renters, home and autos.
As you are getting married or buying a clinic your insurance needs will change. Make sure to review your plans, and be sure you're adequately covered, especially in the event of injury, illness, or worse. AVMA Life provides business overhead expense insurance should you not be able to practice but need to pay your clinic bills. They also offer life insurance as collateral for loans as well as personal family protection if your family is growing. Review these coverages and more.